Learn what a Surviving Member Certificate (SMC) is in India, who qualifies, how to apply (online/offline), the documents needed (copyright, ID proof, relationship affidavit), typical timelines, cost, and how the certificate helps secure assets like bank accounts, pensions, or property. https://blog.mymemories.com/surviving-member-certificate-in-india-your-guide-to-claiming-whats-yours/