According to a 2023 study, 53% of Indians took their first personal loan (PL) before turning 30, while 22% did so before the age of 25. This rising demand for personal loans to address various financial needs is quite evident. However, to mitigate the risks involved in lending, lenders are quite selective about the applications they approve. Several factors determine personal lo... https://forumgrad.com/navigating-personal-loan-eligibility-are-you-qualified-for-a-personal-loan/