When your insolvency practitioner has proposed a repayment plan to your creditors and also the conditions with the IVA are agreed, you spend the insolvency practitioner every month and they're answerable for splitting the money concerning your creditors. 財產歸屬破產案受託人：破產人的所有財產（包括家庭居所）歸屬破產案受託人，直至破產產業管理完結。解除破產並不等同受託人已完成產業管理；... https://iva32211.activosblog.com/29063852/not-known-facts-about-債務舒緩債務重組分別-hkdrp-top